St. Catharines, Niagara and Hamilton Second Mortgage

No Income/Credit Required - Borrow up to 90% of Your Home Equity. You are APPROVED on EQUITY NOT Credit.

Are You Sick and Tired of Being in Debt?

Are you sick and tired of being in debt? Do you feel trapped by the amount of debt you have accumulated? Now more than ever before you can use the equity in your home to set yourself free and get a new start. No matter what your predicament may be and how horrible your credit or income is, you can get a loan to pay off all your debt. In fact, you can get a second mortgage in Hamilton, St. Catharines and Niagara even if you have or are currently facing:

Power of Sale
Tax Arrears
Mortgage Arrears
Low/No Income
No Employment
Bad Credit/No Credit

Is There a Limit to How Much I Can Borrow?

The good news is that with the second mortgage Hamilton program no matter how desperate your situation is, as long as you have equity in your home, you can get approved for a second mortgage. I have second mortgage private lenders in Hamilton, Niagara and St. Catharines that offer quick funding for residents of Hamilton, St. Catharines, Niagara and surrounding areas. Since your credit or income is not a determining factor for qualification, the amount of money you can borrow depends only on the amount of equity you have in your home. Thus, you may potentially have access to large amount of money as a result of price appreciation over the years.

What is the Benefit of a Second Mortgage?

There are myriads of reason homeowners decide to get a second mortgage or a mortgage from a private lender in Hamilton, St. Catharines and Niagara region. Generally, a 2nd mortgage also referred to as home equity loan comes handy when you need to cash out from your property without having to refinance or touch your first mortgage. It gives you, the borrower, fast and easy access to cash even if you have been denied for credit by your bank and other institutions. You can use the funds to pay off high interest credit cards and other debts, carry out home improvement, or use it for investment, such as buying a another property.



Debt Consolidation

Lower your monthly payments by paying out high interest debt and credit cards

Renovate / Invest

Use the funds to renovate your home or as a down-payment for a new purchase

Mortgage Arrears

Pay out tax and mortgage backlogs to save your home from the province

Emergency Cash

Access to quick and easy cash to pay consumer proposal, judgements or urgent bills

Bad Credit OK

Your credit is not an issue, all credit types accepted

Past Bankrupticy

Your past bankruptcies won't stop you

Debt Consolidation

Pay off your consumer proposal
FAST 48Hr Closing

FAST 48Hr Closing

Fast approval & quick closing mortgages available

What Areas in Hamilton and What Type of Properties Accepted?

I work with a large network of private lenders that offer funds for all of Hamilton, St. Catharines, Niagara and surrounding areas including but not limited to Hamilton downtown, central, east, west, mountain, Dundas, Ancaster, Stoney Creek, Waterdown and Wentworth. Hamilton second mortgages are available to owner occupied homes as well as residential rental properties and student housings. If you live in any of these areas and are in need of a second loan then fill out the above form or call me so that we can discuss your specific situation and address your financial needs.

No Income, Credit or TDS Qualification Required

Your approval is strictly based on equity and not credit or income; thus you are qualified even if you are unemployed, self-employed, stated income or have any of the above mentioned issues. The funds are provided by private equity lenders that are only concerned with equity.

How Fast Can I Have the Funds?

It is understandable that when you are facing an emergency and need cash, you need access to the funds quickly and that is why we work very diligently to get you approved fast and get you the fund you need very quickly. I work with lenders that offer quick closing mortgages so that you can have the funds you need in a timely fashion.

Through an extensive network of private lenders, I will shop your mortgage around to get you great low rates and a suitable financing. Contact me today so that we can go over your unique situation and set you up with the funds you need.

Pay Off All High Interest Debts and Get a Fresh Start on Life

Take Back Control of Your Life - Substantially Lower Your Monthly Payments using a Low Rate Equity Loan

Current Mortgage Second Mortgage
Current Home Value $400,000 Current Home Value $400,000
$200,000 Existing 1st Mortgage = $1,163/month $200,000 Existing 1st Mortgage = $1,163/month
Before Taking Advantage of Home Equity $50,000 2nd Mortgage = $250/month
$20,000 Auto Loan @ 10.0% = $425/month Auto Loan = Paid
$20,000 Credit Card @ 18% = $600/month Credit Card Debt = Paid
$10,000 Store Card @ 28% = $300/month Store Card Debt = Paid
Total $2,488/month Total $1,413/month
You Save $1,075/month!!!