If you are self-employed and need a mortgage for home purchase or home refinancing then let us help you to get the right mortgage. As a savvy businessman or businesswoman, chances are that you are already familiar with the challenges faced by self-employed individuals when it comes to securing a suitable mortgage.

Fortunately, we have a network of mortgage lenders that have specific programs and solutions that are specifically designed & geared toward self-employed home buyers or those needing refinancing

Although self-employed mortgages tend to be somewhat challenging for other institutions, we work with lenders that fully understand what it means to be a business owner and thus they are much more flexible on their lending policies to accommodate the need of self-employed individuals

As self-employed business person you have many tax deductions and write offs that you can take advantage of to maximize your profit by paying less taxes. The challenge is your chartered bank would not be able to qualify you for the mortgage amount you need based on the income shown on your tax document.

What is the solution? Many financial institutions now have programs that are specific to self-employed home buyers or self-employed homeowners needing refinancing. These lenders understand that your tax document is not the full picture and therefore, they will look at your bank deposits and other documents to determine your true income.